Financial Planning

Getting started.

Phase 1: Introduction

Our objective is to determine if we’re a fit for each other. We will discuss your goals, what you’re looking for in a financial planner, and how the firm operates. If we decide to move forward, phase 2 will begin. If we’re not a fit for each other, I will offer to help find a financial planner best suited for you.

Phase 4: Action

We’re ready to put our work to action. Your investments will be allocated, and your financial planning journey begins. We will work together over the years to track your progress and update the plan as needed.

We will meet every winter to check-in on your plans progress. Aside from the winter meeting, I’m here to for you when needed. You have access to my entire calendar to schedule a call at a date and time most convenient for you.

Common questions.

Who do you work with?

Although I work with people from various stages of life, I typically work with pre-retirees (less than 5 years from retirement) and retirees. I work with people who do not want the burden of creating and updating their financial plan and investments.

What services can I expect?

Everyone's financial plan is unique. Some areas we may cover include:

Investment management
Income planning
Estate review
Cash flow & debt management
Risk management

How are you compensated?

Aside from specific circumstances, my compensation is 1% of assets under management. The fee is debited from your account(s) quarterly.

I only receive one fee. I do not receive any commissions, insurance fees, annuity fees, mutual fund fees, or any other fees.

Where are my accounts held?

Your accounts are held at Charles Schwab.

Do you have a physical office?

No, I do not have a physical office. Anyone regardless of location may work with me. I utilize various technology platforms to make working virtually an efficient and enjoyable process.